Insurance

We recommend insurance that is valid worldwide. If you have insurance already valid in Europe for this purpose you may be able to make a temporary extension at a lower cost than a new policy of insurance. You should only rely upon your insurance agent for advice in this regard. The organizer and/or guide is not responsible for providing insurance to you or making any recommendations about the kind of insurance you might need or that might best fit your individual requirement.
Insurance of the type "Europe Assistance" with a world extension may be valid for an early return if you are ill, because of accidents, for first medical care and first aid or perhaps some other reasons covered by your own insurance. This may commonly be called "Trip Insurance". You should only rely upon your insurance agent for advice in this regard. The organizer and/or guide is not responsible for providing insurance to you or making any recommendations about the kind of insurance you might need or that might best fit your individual requirement.
Payment for first aid in the mountains is not covered by "Europe Assistance" and similar policies. Because the cost of first aid in third world countries is very high we recommend you consider insurance provided by associations such as BMA (British Mountain Association) or C.A.I. or other similar organizations with extensions for the world or the country you are visiting. You should only rely upon your insurance agent for advice in this regard. The organizer and/or guide is not responsible for providing insurance to you or making any recommendations about the kind of insurance you might need or that might best fit your individual requirement.
The organizer is covered for each accompanied client during the organized activities by the following insurance coverage:-

Third party liability insurance Valid all over the world that covers the clients for negligence on the part of the guide or the organization and for any damages the clients can bring against other third parties for their negligence. This insurance does not cover the client for the client's negligence or other intentional acts, any of which might cause injury to anyone. You should only rely upon your insurance agent for advice in this regard. The organizer and/or guide is not responsible for providing insurance to you or making any recommendations about the kind of insurance you might need or that might best fit your individual requirement.